Qube

Product suite
Planned

Core Rail

Payments & routing · QPN 5, QPN 6, QPN 8

PayRail

Cross-border payments with intelligent routing and FX.

API-first rail replacing SWIFT — dynamic routing, FX, and protocol translation.

Planned platform module — not shipping yet. The live product is the QUBE Chatbot Payment App.

Target clients

  • Tier-1 Banks
  • Regional Banks
  • Fintechs
  • Neo Banks
  • MTOs
  • Corporate Treasury

Planned capabilities

  • REST + ISO 20022 + SWIFT MT/MX API
  • Multi-rail: SWIFT, ACH, RTP, SEPA, blockchain
  • Real-time FX and settlement confirmation
  • White-label customization
  • SLA-backed 99.98% payment success rate
  • Sub-90s settlement finality