Capability matrix

QUBE versus every vendor, feature by feature.

Patents per product, then QUBE vs 26 vendors — filter by segment.

Patent × product

Which patents power each module

Applicable patents per product from the intelligence suite.

● applicable · ○ not in scope

Product	QPN 5 Routing	QPN 6 FX & liquidity	QPN 7 Settlement	QPN 8 Protocol bridge	QPN 9 AI risk & AML	QPN 10 Identity & ZKP
PayRail	●	●	○	●	○	○
ComplianceOS	○	○	○	○	●	●
IdentityVault	○	○	○	○	○	●
CustodyShield	○	○	○	○	○	●
LiquidityHub	●	●	○	○	○	○
SettleChain	○	○	●	●	○	○
PayFabric	●	●	●	●	●	●
RegTech Suite	○	○	○	○	●	●
Patent	QPN 5	QPN 6	QPN 7	QPN 8	QPN 9	QPN 10

QUBE vs vendors

Filter the grid by category

Full product suite →

Scroll horizontally for all vendor columns — capability and QUBE columns stay fixed.

Capability	QUBE	Sumsub	Onfido	Persona	Veriff	Jumio	Trulioo	Plaid Identity Verification	Shufti Pro	Bridge	BVNK	Conduit	Circle Payments Network	Zerohash	Fireblocks	Wise Platform	Airwallex	Nium	Convera	Thunes	Payoneer	Civic	cheqd	Privado ID	SpruceID	Sovrin	Fractal ID
Atomic multi-rail routingQPN 5 PayRail →
Conditional FX oracleQPN 6 LiquidityHub →
Fraud / SIM-swap ML scoringQPN 9 ComplianceOS →
On-chain dispute resolutionQPN 7 SettleChain →
Zero-knowledge KYC / AMLQPN 10 ComplianceOS →																											?
Self-sovereign DIDQPN 10 IdentityVault →
Centralised PII honeypot

AvailablePartial / limitedNot in product?Not publicly disclosedFor PII honeypot, “yes” means user PII is held centrally — the opposite of self-sovereign.