Qube

Market landscape

The stack today: four vendor categories.

How cross-border products are built — and why no single category closes the gap.

What fails when you glue them

Four integrations cannot become one payment

Four vendor categories, four integrations

KYC, stablecoin, FX, and DID each mean a separate contract, SLA, and outage risk.

Four centralised PII honeypots

Passports, selfies, and histories sit in vendor vaults — no portability, no ZKP.

No atomic multi-rail execution

Sequential hops leave users stuck mid-flight when any leg fails.

Manual FX desks, opaque spreads

Quoted mid-market, executed against an opaque sheet — no on-chain rate lock.